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What’s the catch, you ask?

Well, most of them don’t have a catch. The free money from banks is usually just a welcome gift and a way to show you how much banks value your business.

How do you sign up? What are the stipulations?

Some small banks offer this promo only for local residents, while national bank chains may make this available nationwide. Depending on the bank or new bank account promo you choose, you might need to meet or follow requirements such as:

Deposit a minimum amount of money in the account to qualify
Keep the account open for a specific amount of time (or you’ll be owing the bank the money you got at the start)
This is the first account you have with the bank or you are already a member but need to open an extra account

Answers to all these questions, plus all other bank-specific information with these 2020 bank promotions…

Which Banks Pay You to Open an Account?

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Different banks offer different amounts of cash. Here are some of the banks you might be interested in, along with the accounts available with bonus cash.

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1. Chase ($200 or $300)

This bank has several new bank account bonus options, including:

You must be a new Chase account-holder, or have no record of negative balance with Chase within the past 90 days.

2. Citibank ($200 to $700)

As one of the oldest banks that pay you to open an account with them, Citibank keeps this promotion for new accounts available throughout the year.

For example, open a new checking account (Basic Banking) or savings (Account and Priority Account) with certain deposit amount requirements: Free apps for real money.

Earn $200 if you deposit $5,000 into a Basic Banking package

Within 30 days from opening your account, you’ll receive free cash from the bank. You’d have to maintain this balance for 60 consecutive calendar days, or else you’ll be owing the bank.

3. Bank of America ($100)

Earn $100 cash bonus if you open an online checking account (either the Bank of America Core Checking and Bank of America Interest Checking).

To qualify, you must set-up at least 2 direct deposits of $250 within the first 90 days of opening your account.

Deadline to open is on March 31, 2020.

The downside here is that these types of checking accounts come with monthly fees, which can be waived if you’re a student under 24 years old, maintain a $1,500 (or more) daily balance.

4. Wells Fargo ($400)

If you open a new Everyday Checking account online by July 31, 2020, you can qualify for $400 cash bonus as long as:

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You’re a resident of participating branches
Deposit a minimum of $25
Add at least $4,000 direct deposits within 90 days of account opening.

5. Fifth Third Bank ($250)

You can receive $250 cash from Fifth Third if you open a checking account before April 30 2020.

You’ll need to deposit at least $500 within 45 days after opening the account and maintain that balance for an extra 60 days.

This checking account has an $11/month service charge, which you can waive by having a line of credit, auto loan or personal mortgage via Fifth Third, spending a minimum of $500 on your Fifth Third credit card or having a combined monthly average balance of $15k across all your Fifth Third accounts.

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6. Santander Bank ($225)

With Santander Bank, you can receive up to $225 if you open a checking account on or before March 31, 2020.

Use the bank promo code “SDB225G699” when opening online. You’ll receive the free cash if you made direct deposits that total $1k or more and if you kept the account open for at least 90 days.

The best thing about this bank account is that the monthly $10 fee can be easily waived with just 1 transaction per month. Plus, there is no minimum balance requirement or other complicated rules.

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7. CIT Bank ($150 to $300)

CIT Bank has two promos currently for new and existing customers.

$150 cash bonus – Open a Savings Builder with at least $100 initial deposit. Use the promo code “Bonus19” and add $25,000 to $49,999 direct deposits within 15 days of account opening date.
$300 cash bonus – Open a Savings Builder account following the instructions above, but deposit at least $50,000 within n15 days of opening the account and main

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